Built to make business insurance make sense

Pinnacle Insurance Services is an independent commercial insurance agency headquartered in Schaumburg, Illinois. We help business owners protect what they’ve built with coverage that fits the real world—clear recommendations, competitive options, and a plan that holds up when something goes wrong.

While our home base is in Illinois, we’re licensed in most states and can support businesses with multi-state operations. We work with a wide range of carriers and programs, which lets us place everything from straightforward General Liability and Workers’ Comp to more specialized coverage like Professional Liability, Cyber, EPLI, Commercial Auto, Property, and Umbrella.

What makes us different

Business insurance is full of fine print, half-answers, and “checkbox” policies. We take a different approach:

• Plain-English guidance — we’ll explain what matters, what doesn’t, and why.

• Coverage-first recommendations — price matters, but coverage gaps matter more.

• Shopping the market — we compare options to find the best fit for your business and your budget.

• Ongoing support — certificates, renewals, policy changes, and questions as your business evolves.

Our process

1. Consultation: We learn your operations, contracts, payroll/revenue basics, and risk exposures.

2. Review: If you have current policies, we translate them and flag gaps or overlaps.

3. Placement: We shop options, then show you the best paths forward with clear tradeoffs.

4. Support: We stay in your corner after the policy is bound—especially at renewal time.

Who we help

If you run a business, we can likely insure it. We work with contractors, professional services, retail, hospitality, medical and wellness practices, large and small manufacturing, and more—whether you’re brand new, growing fast, or tired of annual renewal surprises.

Want a second opinion or starting from scratch?
Request a consultation and we’ll build a plan that matches your business—not a generic template.

Our promise

No pressure. No jargon. No wasted time. Just clear advice and coverage options you can feel confident about.